Did you know the easiest and best way to improve your credit score is by “credit card utilization”? By getting rid of OR lowering your credit card balances will tip the scales to raise your credit score. Use the companies below to apply for and receive the type of loan(s) needed to make this happen. Our “Free Loan Modification” program can lower your mortgage interest down to 2%. This move will free up money to pay credit cards. Lowest credit score needed for participation approval is 580. Money will be directly deposited into your bank account with 48 hours! Get started now!