Overview - Medicare is a multi-faceted program, with distinct parts addressing your various healthcare needs. At its core, it’s a triad: Part A covers hospital care, Part B pertains to medical coverage such as doctor visits, and Part D manages your prescription coverage. It seems straightforward, but the reality is it’s a complex maze to navigate. Click the image above to learn more!
Dental/Hearing/Vision - You've probably had countless discussions with Friends and Family about various aspects of insurance. However, one question often elicits similar responses, “What are you doing for dental insurance?” The answers, typically, fall into two categories: “I have some, but it stinks,” or, “I’ve been meaning to get some.” Let’s dive into why dental, vision, and hearing insurance are vital components of your health coverage and why original Medicare may not be enough. Click the image above to learn more!
Understanding Medicare Part D Penalty: The Medicare Part D penalty is an amount added to your monthly premium if you go without credible prescription drug coverage for 63 or more days in a row after your Initial Enrollment Period is over. This penalty, a percentage of the “national base beneficiary premium,” can add up over time and make your Medicare Part D coverage more expensive. The penalties associated with Medicare Part D and IRMAA can be daunting. They not only represent financial consequences but also potential roadblocks to accessing necessary healthcare services. Key Retirement Solutions, can help you avoid these Medicare penalties, ensuring that you can focus on enjoying your golden years without the looming threat of unexpected healthcare costs. Click the image above to learn more!